Don’t know if it counts as sticking it to the man, but I adblock everything. Seriously, Ive got adblockers on my adblockers. Ive been adblocking for so long I don’t know what to buy anymore.
I’m sitting here in my empty house surrounded by my bags of money I don’t know what to spend on. Send help.
Same. I also treat cookies like a virus…no, no, and no again. Though I think my days are limited with that, a lot of websites now saying accept cookies or pay. I’ll give up the interwebs before I accept trackers.
For articles which won’t let you disable cookies there’s usually an archived version somewhere. Or you use some current alternative to 12ft. Or you ask an LLM to summarize the URL.
12ft ladder has never worked for me, unfortunately. :/
Instead of manually denying cookies, you can deny all cookies and whitelist the sites you trust.
Edit: also note - websites that give you the ‘option’ to opt in or out may not have the same opinion on what cookies are ‘optional’ or ‘mandatory’. Several don’t even do anything and are just there to look compliant.
Absolutely agree. Site owners only get fined if someone reports them. The regulators aren’t actively scanning sites to ensure compliance.
And how do I do that?
To be blunt (but not to be mean), RTFM or google it. There are lots of ways to do it, and it all depends on the capabilities of your devices, OS, browsers and whether or not you want to use apps to manage it. And again, I’m not trying to be mean, it’s just that the question has the same effort as “how do I make food?”. I could give you the most gourmet answer and it may not help.
But to answer as simply as possible: Most browsers can do cookie whitelisting out of the box. Just be aware that it doesn’t prevent cookies outside the browser or outside the device - so if you have (for instance) a smart tv, you’ll need other solutions. And the solutions snowball from there, so I will leave it at that.
I don’t know what to buy anymore.
I have a problem where because I’m so hard to advertise to between adblock and premium subscriptions, that I am usually very out of the loop on what movies and TV shows are coming out
The biggest ones usually make their way into the news or Lemmy somehow, but there’s definitely a lot I’m clueless about until I see them pop up streaming somewhere a couple years later
Just visit Rotten Tomatoes once a week or so
I have this same problem! Friends will mention a film they’re about to see and I’ve literally never heard of it, and they very much act like I should have 😂 I do feel like I’m missing out on important information, but I’m still not turning ad blockers off.
Send money to me. I will dispose of.
In addition to this every device I use has an always on vpn
You should try picking up some
When I buy from a small business that I want to support, I will use cash. When I’m buying anything from a large company, I will always use the fanciest credit cards in my wallet.
In the United States, credit card processing fees are more expensive for fancy rewards credit cards and obviously there’s no fee for cash.
That’s why nobody takes Discover or Amex. Their fees are higher than Visa and Mastercard.
I literally cannot think of any places that don’t take Discover.
It’s the most-commonly rejected card. It has high fees without the clout of Amex. Amex customers are typically pretty wealthy and places will accept them because of their high-roller status. But Discover doesn’t have that going for them, so there’s less reason to accept the card.
Where you’ll find it rejected most often is small shops and government agencies.
For instance, my career has been in government, and no organization I’ve worked for has ever accepted Discover. We aren’t allowed to “profit” from our fees, so we have to include credit card processing in the adopted fee schedule. But since we can’t profit, we have to set the fee at whatever Visa and Mastercard charge. That extra 1 or 2 percent Discover charges can be millions for a large government (large city, statewide agency, etc). So, agencies simply don’t take Discover (and frequently AmEx, though they’ll sometimes negotiate).
Large retailers are able to negotiate better deals with Amex and Discover, but for smaller shops it just isn’t gonna happen. And that 1-2% (of the total charge) extra taken by the card processor is huge when your margins are small.
Heck - even the Visa and Mastercard fees are a huge deal. When I worked in retail management, those fees were secretly the big reason we pushed our store-brand credit cards. It wasn’t the 80 dollar commission for the account the store got - it was that if someone used our card in our store, we didn’t pay the processing fee.
We’d give 2% in points back for using the card in the store, which was a great deal for us since we didn’t have to pay the 3-4% fee to the processor.
It is definitely not true that Discover interchange rates are significantly higher than Visa or Mastercard.
I’ve put below a list of the actual interchange rates for various personal Visa, Mastercard, and Discover cards types.
Debit:
- Visa Debit Regulated: 0.05% + 22¢
- Discover Debit Regulated: 0.05% + 22¢
- Mastercard Debit Regulated: 0.05% + 22¢
- Visa Debit: 0.8% + 15¢
- Mastercard Debit: 1.05% + 15¢
- Discover Debit: 1.1% + 16¢
- Visa Debit Prepaid: 1.15% + 15¢
- Mastercard Debit Prepaid: 1.15% + 15¢
Base credit tiers:
- Visa CPS Retail: 1.51% + 10¢
- Discover Consumer: 1.56% +10¢
- Mastercard Consumer: 1.65% + 10¢
- Mastercard Enhanced: 1.8% + 10¢
Rewards cards:
- Visa Rewards Traditional: 1.65% + 10¢
- Visa Rewards Signature: 1.65% + 10¢
- Discover Rewards: 1.71% + 10¢
- Discover Rewards Premium: 1.71% + 10¢
- Mastercard World: 1.9% + 10¢
Premium cards:
- Visa Rewards Signature Preferred: 2.1% + 10¢
- Discover Rewards Premium Plus: 2.15% + 10¢
- Mastercard World Elite: 2.3% + 10¢
You can plainly see that Discover tends to be more expensive than Visa but is cheaper than Mastercard. The only reason I could see that someone might refuse Discover is because Discover cards are all rewards credit cards that go into the higher tiers, whereas many Visa and Mastercard cards are debit cards which go into the lowest tier.
The small retailer I worked for didn’t take Discover. We took Amex though, because it was high-end and wealthy people love their Amex.
Editing to clarify, had to dash off before: wealthy people love their extra-thick Amex Black Card made of titanium or whatever, that we used to have to type in by hand because it would damage the old slide readers. So as long as we were taking those we took regular Amex cards too.
I used to do that, but here (Australia) passing on surcharges has sadly been normalised, and during covid heaps of businesses went cashless.
The salt in the wound is that there’s not really any reason for businesses to push payment gateways for a better deal. They don’t give a shit any more as they just pass it into the customer.
Some American states (not mine) have banned surcharging for credit cards in response to consumer backlash. But what’s not banned is marking up everything by 3% and then offering a 3% cash discount.
I’m nice to others.
“The fundamental weakness of Western civilization is empathy.” - Elon Musk
That’s how you know empathy is important. It apparently affects the rich’s bottom line. Plus, you know, if you have a brain, empathy is just a given…
Boss makes a dollar, I make a dime, thats why I poop on company time.
Oh I do way more than that.
I’m doing this right now!
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Push Nestle and Goya products way back in the shelf / turn them around / grab non- Nestle/Goya equivalents and put them in front of the Nestle/Goya shit.
Goal is to make their products less visible to other customers.
I mute commercials.
My kids an I make farting noises over them.
Also fuck liberty mutual for their vast ad campaign
Living Spaces is the one that drives me nuts with the woman singing at the end. Plenty others are horrible, but that one in particular just hits a nerve for me.
I love doing this.
this just takes more active attention though…why not just watch stuff without ads?
I pirate my media. The way I see it, I will pull one over on any company I can get away with that would absolutely swindle me given the chance.
You mean you don’t want to give the fascist David Ellison any money?!? Me either :)
Where do you start?
!piracy@lemmy.dbzer0.com (inaccessible from lemmy.world due to the instance’s anti-piracy policy)
Is that community blocked on .world? Can’t find any certain info on that, only the list of blocked instances — but Voyager doesn’t show anything in that community.
Oh lmao, I forgot about the fact that they blocked it. Should’ve mentioned it.
We buy almost nothing new except consumables. I could spend an hour, probably two, showing you around our house and pointing out all the things I made, found on the road, bought used or was given, etc. Our vehicles are 2002, 2004 and 2014.
Not sure we’ve ever bought Christmas stuff. Our house is lit up like none other on the block this year. Wife toted home a milk crate packed with lights the other day, free. The nice tree in the living room? No idea where it came from, sure didn’t buy it at Walmart.
Tried a new coat today my wife got for $1, had to cut the tags off. Damn it’s soft and warm! Had to make myself stop buying shoes and clothes at the thrift, have way too many.
Just got done making my own soap. Still not curing for some reason. :( Got some borax and will try making my own laundry soap next.
This year I grew loofa sponges. Got at least a year’s supply of scrub pads, kitchen and shower, won’t spend a dime on that shit. I’d have a 3-year supply, but made mistakes learning. I’ll grow next year and probably skip a few years after that harvest. Also, the seeds sell for $5/20 on eBay. I have hundreds, if not 1000+.
That’s super cool, respect.
Hey got any ideas for vinegar? I haven’t searched it online but thought I would ask because its my ultimate cleaning solution
If my early homebrewing days taught me anything, it’s that vinegar is so easy to make you can do it by accident.
I feel like you should probably know where the tree in your living room came from? Did you steal someone’s tree?
I work in ads and I use ad blockers.
I get up.
Take that, bitches.
Sail the high seas
Ahoy mate!
AAAARRRRRRRR!!
I have sex with my husband. He’s a man. I stick it to him. Does that count?
Not everyday but every time I go shopping
Enter in cheaper fruits/vegetables at the self checkout if someone is watching and you can’t shoplift
Cosmic crisp apples at 3.50 a pound? I’ll just pretend they’re shitty 1.50 a pound apples instead (:
This is how I got my PS4 for $3.50/pound
Self checkout just confuses me so much, I’m prone to mistakes. If only there was a trained/paid employee to do it for me
As far as I’m concerned I should be paid for checking my own stuff out
I’ll just take it off the total
At my Lidl they put the cheap pink salmon cans on the same shelf intermixed with the more expensive red salmon, so if you just grab a few without looking closely you’ll accidentally get some of the expensive ones. So scan the cheap one repeatedly while putting the others in the bag.
Everything is 4011. If I’m feeling generous, it might even be 94011!
I buy single purpose devices that are fully offline, durable, user serviceable, and useful… and then I go for a long time without buying anything but food. It’s almost like setting a new personal record: how many days in a row I can go without buying a single thing?
I have never paid rent or utilities or electricity.
Currently live off grid on land I own using solar power. We have all electric appliances. Generator uses propane but only use it 1-2 times a year so it’s rare to refill the tank.
The dump is only a few dollar when we take our trash (under $10) every few months.
Self host on a NAS, have home assistant that helps a ton with power monitoring and control.
My goal in a few years is to provide almost all my needs from my own land. Food, water, shelter, power, etc.
Thats crazy!
Don’t you still pay land tax though?
Yes there is a land tax, but it’s quite low.
