You must log in or register to comment.
Don’t be a dick to service workers. Your entire life will be better.
My brother-in-law didn’t want to carry his jacket around at Disney World, and he didn’t want to get a locker for it, so he had his dad turn it in to lost and found. At the end of the day, before leaving the park, he picked it back up.
Ingenius! Even more ingenious: every time you leave go to lost and found and pick up a free random jacket.
Back in the day they were “selling” dollar coins through tv. It was legal tender so banks had to accept any deposit of it. The U.S. mint offered free shipping in the continental U.S.A.
Some smart folks started buying them with their credit card that offered air travel miles as a reward. Then they took all the coins and depositing them in their bank and paid off their CC. Rinse and repeat.
Yes they were out no money and had thousands of dollars worth airline miles.
One of the sub plots to Punch Drunk Love, and a true story.
There was a burrito shop that had a frequent customer card that you could use to earn points towards a free menu item. You could register the card online and for whatever reason you could add multiple cards to the same account.
A friend of mine realized that if you registered a new card they would give you a decent chunk of points just for signing up, then you could merge that account in with your existing account and get free points.
Every chance he got he would grab handfuls of the cards, activate them all, and get tons of free food.
If you get married the tradition is for one partner to change their last name to match so both have the same last name.
We didn’t do that, so we have different last names.
So when you sign up for services that offer (x) months free or discounted cost per unique household, you use one name, cancel, and sign up under the other name. They don’t know you’re married, don’t know if it’s a rental, or don’t know if it’s a roommate thing. So when we were poor AF we could save a lot of $ on services at least for a few months or so. Usually cable tv that offered a 6-month discount.
Even with the same last name they don’t know you’re married. We share a last name and have done this a few times before.
Well played, then.
Very late to this. But! If anyone tries to call you on having the same last name and address, depending on the service, you might get away with saying you got a divorce, and whoever was on the old account has moved out 😅
If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash
Tried cancelling adobe. They wanted to charge for the rest of the year or something as a cancellation fee. Instead, I “upgraded” to a more expensive package, giving me their 14 day refund policy and was able to cancel immediately and still gave me access to the rest of the month. Fuck adobe
deleted by creator
Fuck adobe
Thankfully nowadays, there are good to great alternatives to the Adobe equivalent. Often times they’re free to use.
My typing class had early computers that graded on speed but not accuracy. So you mashed the keys and got 140 keys per second, and an A in the class. So now I’m a 50-something year old who types like a 13 year old. Somehow the rest of the class didnt figure this out.
My typing class wanted me to learn how to type with my hands spaced just right, using different fingers to reach each key. But by then I had already been using a computer and just kind of developed my own way of typing efficiently and quickly mostly just using my index fingers. They’d correct my hand position whenever they saw me type, but I was one of the faster typers in the class, so I’d use my own way for the tests and passed easily. I’ve tried to force myself to go back and type like they told me, but by now I’m just much more used to my own spurious method. 🤷♂️
Had a computer savvy friend watch me type once and he audibly went “what the fuck”
I used to be exactly like that, could even type blindfolded with my own weird way of typing. I eventually learned touch-typing (i.e. the correct way your teachers were trying to teach you) and a more ergonomic keyboard layout (Colemak), I haven’t gained any speed, but I do notice that I get a lot less strain on my wrists and fingers. So if typing is something you do a lot on a daily basis, then it’s worth learning to do it properly to not injure yourself in the long run.
Same here
Similarly, in my typing class, they’d have you type the same paragraph a few times. The program didn’t notice copy and paste.
I enjoyed paying $1.50/mo for YouTube premium by signing up with a VPN to Turkey 🇹🇷 but that’s not a thing anymore 😢
VPN via Turkey used to work on other subs too. Often something like 1:10 discounts. Most of these loopholes are closed though.
It’s still very possible for iOS in app purchases if you use gift cards and a Turkey iTunes account. Some regional pricing has been adjusted but many have not
Many years back, at a caravan park games-room they had ping-pong, pinballs, pool, and a cocktail table Space Invaders.
I had little money for the videogames and pinball.
Some older kids had figured out that going to Space Invaders and flicking the wall power switch off, for a tenth of a second, would sometimes give an odd-number of free credits.
We played 7, 21, and then maxed out the registers at 99 credits.
Everyone played in rotation all day and turned it off with about 20 left.
Aglet
There was a time when Discover would give you checks that you could use to transfer debt from other cards or accounts, which had a promotional rate of 0% for the life of that debt. I deposited one check into my checking account that filled up my discover card credit limit, then used that money to pay off my higher rate Discover Card debt. Then I did that a few more times until my entire Discover Card balance was 0%. This made my credit spending look amazing, because I had such a huge amount coming in and going out each month, and I soon started getting offers for much better card rates. Then I paid off my other credit cards while that debt sat there accruing no interest penalty.
Also, the way the accounts worked was higher debt would be paid off first, so until I fully paid off that account, there was always some 0% debt below all the higher % debt.
TL;DR: Discover Card let me my entire credit card debt through my checking account, making my credit score look wonderful and at the same time dropping my interest rate to 0%.
“There was a time when…”
Sounds similar to the tactic of serial debt transfer to one 0% interest card after another. Discover probably realized their program wasn’t motivating enough people to use Discover cards for actual spending.
The best loophole I’ve ever learned about is closed now.
Early in the Dubya administration they were pushing the dollar coins pretty hard. They went through a whole thing where any government coin-operated machine had to take dollar coins (veterans of the time mostly saw this as it mostly effected military bases but this is why the stamp vending machines at the post office suddenly became useless; they now took dollars instead of quarters).
One of the ways they “encouraged” the use of dollar coins was selling them directly on the Mint’s website. You could go on the US mint’s website and pay face value for them with a credit card, and they paid for shipping. Spend $500, and 500 $1 coins would be shipped to your door.
So people would order tens of thousands of dollars in coins on a credit card, as soon as they arrived they’d haul the coins to the bank and deposit them, immediately pay off the credit card bill with the deposited currency thus accruing no interest, and then they’d have all those rewards points to spend. The government was taking it up the ass shipping tons of coins to residential addresses, the goal of putting them into circulation utterly failed because they were being taken directly to banks, the credit card companies were taking it up the ass on rewards points that weren’t generating enough interest payments to feed the parasites. The policy got canned.
Imagine getting to fuck over a Republican administration and the parasite industry in one perfectly legal move. Too bad I was 14 at the time and wasn’t allowed to have a credit card.
I remember hearing about this one. So simple, so effective, it’s beautiful.
Coinage in this country is one of my pet peeves. We should have a 3, 5, an .50 coins in regular circulation. Coins can work great. They can work fast too.
I can’t believe people shit all over the coin (Sacagawea dollar piece) like they did. They should have made it bigger though, too similar to a quarter to easily distinguish by feeling.
A lot of the mistake was made decades earlier with the Susan B. Anthony dollar, which was the same color and basically the same size as a quarter and thus often mistaken for one. The solution? Mint it in “”“”“”“gold”“”“”“”. It’s actually brass, mainly copper and zinc with some manganese and nickel. Brand new it’s too yellowy and then it tarnishes. It pretends to be gold way worse than the copper-nickel mix in quarters, dimes and, well, nickels pretend to be silver.
It’s still the same dimensions as an Anthony dollar so it still has the problem that it’s very close in size and shape to a quarter, most coin op machines either outright won’t take them or will accept them as quarters, and we’re used to “cents are coins, dollars are paper” that most people didn’t care. The republicans hated them because there was a brown chick on it, everyone hated them because they tried to immediately cram them into everyday life, and then the Mint hated them because they took it up the ass shipping tons of them to residential addresses only for them to end up in banks in original mint packaging anyway.
If it were me, what I would do is scrap the idea that there are 100 cents in a dollar because the dollar has gotten too worthless to worry about a hundredth of one. Stop minting pennies, nickels and quarters, let the existing stock circulate for a couple decades without minting more, and then when everyone is naturally standardized on the dime, ditch the cent entirely and make it 10 dimes to a dollar. I am also a raging misanthrope who would bring back burning at the stake, so probably don’t vote for me.
The great recoinage/auto-da-fé of 2025!
auto-da-fé, what’s an auto-da-fé?
It’s what you oughtn’t a do but you do anyway.
I had a pager that I didn’t want to pay the bill on when I went out of the country. I called them to turn the service off while I was gone. Instead of turning it off they just quit charging me. I realized that when I got back and had a bunch of pages. That continues for several years until I traded it away, still working, still not costing anything.
Nice! But I would call that a screwup on their part, whereas a loophole is a glitch built into the system.
ITT: fraud
lol
