• frunch@lemmy.world
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    17 days ago

    For Ms Bannister’s family, the increased cost of healthcare means putting off other spending: “We were saving for a home, and saving money for that is going to take way longer if we have to spend $11,000 a year on healthcare that we barely use.”

    That’s bananas, and that’s still not as much as some other people are gonna be on the hook for. Someone else in the article said they’re being charged $30,000 for insurance for the year. How the fuck are the upcoming generations supposed to afford to pay for housing, food, and essentials when half of their paycheck (or more?!) is going directly to health insurance?

    It appears that the choice many are going to opt for is to simply forgo insurance. Which is really extra fun because that means even if they’re injured in an accident they didn’t cause, they can still be on the hook for thousands of dollars if they are taken to a hospital. Not to mention, it’s totally normal for a person to need to see doctors for various reasons, elective or otherwise. It might actually make sense to start figuring out what the non-insured charges are for my usual annual visits and see if we can try saving a few grand next year by opting out of insurance as well. What other recourse does one have except to try to secure a job that pays their medical benefits fully…

    …and don’t forget, having insurance coverage doesn’t mean you won’t be paying anyway! I’m getting charged over $1000 for taking an ambulance to the hospital after being struck sitting in my truck at a red light. (Due to all kinds of other ridiculous rules regarding insurance, nobody’s insurance is covering it, leaving me to hope my health insurance will… They kicked in what they thought is appropriate and sent me a bill for over $1000)…I supposedly have pretty decent insurance and we’ve been paying about $700/mo for 2 people through my wife’s plan. Can’t wait to see whether that’s gonna double or triple! Perhaps that’ll just make our choice for us and we’ll start rolling the dice as well.

    • Stern@lemmy.world
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      17 days ago

      It appears that the choice many are going to opt for is to simply forgo insurance. Which is really extra fun because that means even if they’re injured in an accident they didn’t cause, they can still be on the hook for thousands of dollars if they are taken to a hospital.

      Added bonus: Less people on insurance means higher rates for the rest as the pain can’t be spread around any more.

      • ebolapie@lemmy.world
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        17 days ago

        It’s almost like that’s what the individual mandate was supposed to do. This country is so stupid, single payer just makes sense but no, dEaTh PaNeLs, as if that’s not what fucking Aetna has always done.

        • FlyingCircus@lemmy.world
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          17 days ago

          The country is not stupid, we are under siege from an aggressive oligarchy that is waging class war. We NEED to organize and fight back.

          • ebolapie@lemmy.world
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            17 days ago

            This country is absolutely in the midst of an ongoing class war. It is also incredibly stupid. This shit don’t work, son!

          • edible_funk@lemmy.world
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            16 days ago

            Yes but also this country is stupid as fuck. I’m not particularly bright but I swear to god I’m fucking Einstein compared to the average mouth breather you encounter in the day to day. I legitimately can’t understand how some of my co-workers don’t manage to drown in the shower they’re that fucking stupid. And that’s like the average person, not even the really fucking dumb ones. Go talk to people at Walmart for an hour. Americans are stupid as fuck.

    • innermachine@lemmy.world
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      17 days ago

      That bites. I had insurance offer to pay 900$ for my 4k ambulance ride (involuntary) , despite my insurance clearly stating 50$ co pay. I signed the check to the ambulance company from my insurance and they kicked me a bill for the 3k$ and change remaining. Send that to BCBSRI, they denied it. I had to appeal and remind them of the policy I had where JT clearly stated 50$ co pay for ambulance and they finally coughed up the rest as a “one time exception”. Fucking racket this shit is they were just hopeful I wouldn’t go through the 3 months or so of bullshit and being harassed by collections companies to pay. Never gave the collections a penny and medstar ems can SUCK MY DICK fuck those guys.

  • LoafedBurrito@lemmy.world
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    17 days ago

    I went without health insurance for years and I have epilepsy. The constant fear I was in daily, no Republican understands.

    I made $17 an hour and health insurance was $400 a month. Now it would be closer to $1700 a month looking at my options.

    Any time, any day I could have a seizure and would be homeless.

    I suggest all people who voted to raise our premiums by 3 times should have their health insurance taken away.

    • ZombiFrancis@sh.itjust.works
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      17 days ago

      I suggest all people who voted to raise our premiums by 3 times should have their health insurance taken away.

      In a sense that is precisely what is happening. Just with a lot of collateral damage.

    • Banana@sh.itjust.works
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      17 days ago

      My partner also has epilepsy and has to take anti-convulsants every day. If it weren’t for subsidized Canadian Healthcare, I don’t know if he would’ve been alive to meet me when he did.

  • Formfiller@lemmy.world
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    17 days ago

    Yet we pay for Israel to have free healthcare, free college, unlimited weapons for genocide and to bribe our politicians. Nothing will change in America until we end the Israeli occupation of our government

    • Awesomo85@sh.itjust.works
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      17 days ago

      Oof. Remember just a few years ago when saying “the Jews control the country” would get you labeled as an insane conspiracy theorist and you would get banned on every social media platform?

      Things certainly flip flopped quick!

      • Formfiller@lemmy.world
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        17 days ago

        Not the “Jews” a foreign government that is committing a genocide. Any ethnostate claiming a divine right to power should be considered dangerous.

      • Formfiller@lemmy.world
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        17 days ago

        But you’re not wrong I and a lot of other people were kept in the dark about this particular problem for most of our lives. The facts changed people’s minds en masse

  • hdsrob@lemmy.world
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    17 days ago

    I’ve been either self employed, or worked for a very small company for 25+ years, and never had reasonable access to insurance.

    With the covid era subsidies, we finally had insurance for the first time for the last few years.

    Between the policy doubling in price, and the loss of subsidies we would have been paying way almost $2000 a month, so now we don’t have insurance again.

    • innermachine@lemmy.world
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      17 days ago

      It’s honestly starting to look like your better off without insurance. When the hospital kicks you the bill, pay 20 a month max so they can’t kick it to collections and ruin hr credit and just do 5-20 a month untill you croak. Fuck em theyll never get paid in full this way but u don’t have to financially ruin yourself in the process.

  • DarkFuture@lemmy.world
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    16 days ago

    Vote for Republicans, lose affordable healthcare.

    Vote for Democrats, gain affordable healthcare.

    I implore anyone who didn’t vote, voted conservative, or voted 3rd party to write that down on a piece of paper and keep it in your wallet so the next time you vote you have a cheat sheet with you.

    • SnarkoPolo@lemmy.world
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      16 days ago

      Won’t help.

      2028: “Oh, I just can’t vote for [candidate]. They’re not a True Progressive. I’m voting Green to feel real clean!”

  • MIDItheKID@lemmy.world
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    16 days ago

    Is anybody else seeing Christopher Walken’s face in the top left of this picture when you look at the bottom right of it? I think I need a nap.