• wuffah@lemmy.world
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    3 hours ago

    Do not make the mistake of thinking that a credit card means you have money. Credit cards mean you do not have money, and you’re about to have even less.

    • TheDarkQuark@lemmy.world
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      32 minutes ago

      I find it hard to wrap my head around the fact that people do not understand this. Like, why would you ever think that you have more money than the amount deposited in your account?! I am guessing it is regional — restricted to places with poor financial hygiene/literacy due to whatever reasons.

      (Despite the em-dash, I am not an AI. Two plus two is four Minus one, that’s three.)

    • chiliedogg@lemmy.world
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      2 hours ago

      I love the concept of having negative money in a bank account. When I was younger, dumber, and poorer, I’d look at my bank account and think, “Man, all I need is another $220. Then I’ll finally be flat-out broke.”