• Clutter@sh.itjust.works
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    6 days ago

    I’m soooo proud of the EU creating their own payment options. Might not be perfect, but at least it’s not this.

  • BallShapedMan@lemmy.world
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    8 days ago

    This is awesome! I can’t wait to read the articles of how this goes wrong for dumbasses who use it. Should be fun!

  • dan1101@lemmy.world
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    8 days ago

    Things started getting bad when Visa started giving merchants your new card expiration dates. No longer can you rely on an expired card canceling a service or subscription.

  • Aralakh@lemmy.ca
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    8 days ago

    It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.

    “Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”

    This is some capitalist hellscape shit when we’re being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this

  • nullspace@lemmy.world
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    7 days ago

    Visa is gonna hand over my bank details to a chatbot, but if I want to buy a game with anime tits Visa flips the fuck out and starts threatening platforms.

  • A_Random_Idiot@lemmy.world
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    7 days ago

    VISA: “We wont let adults engage in consensual adult activities via our payment network becuase some religious nutjob somewhere might complain about it, but we’re gonna hand over our network to AI so it can spend all your and our money because we’re customer first”

    also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.

    I cant wait for something similar happening on VISA, someone prompt bombing to get the AI to charge a random account and people melting down as 10s of thousands of dollars of charges appear out of no where.

      • SpaceCowboy@lemmy.ca
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        7 days ago

        I buy weed with a Visa card all the time.

        Do you mean you can’t buy weed in places where it’s been only decriminalized but not fully legalized? Decriminalized means it’s still illegal but the government just decided to stop enforcing the law. It’s not actually the same as legalization, and yeah it results in all kinds of stupid situations. And yeah, a big company isn’t going to engage in something that’s technically illegal even if the law won’t be enforced.

        • Psythik@lemmy.world
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          7 days ago

          No I mean fully legalized states. No bank in the US will work with a dispensary, so if you live here and are buying weed with one, it’s because they’re exploiting a loophole where you’re not buying weed with a Visa card, you’re “withdrawing cash”. Getting change in cash is a tell-tale sign that this is what they’re doing.

          • SpaceCowboy@lemmy.ca
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            7 days ago

            I’m pretty sure it’s still a federal crime in the US.

            Here in the True North Strong and Free, weed is legalized at all levels of government and I can confirm that I can indeed buy weed with a Visa card. I can even buy it online and have it delivered to my door by the postal service. That got me through the pandemic.

            Sorry your country kinda sucks about this, but it’s not really a credit card thing. CC companies suck for many reasons, but this isn’t one of them.

    • klar@lemmy.world
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      7 days ago

      also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.

      That’s misleading, accounts have been taken over but passwords have not been leaked (how would that even be possible?)

      • TerdFerguson@lemmy.world
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        7 days ago

        They got the ai agent to send the password reset onetime code to a new address that they supplied through the chat.

        Effectively hijacking the pw reset and its safeguard. The users password did not need to be known

  • BeBopALouie@lemmy.ca
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    8 days ago

    Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.

    • muusemuuse@sh.itjust.works
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      8 days ago

      Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.

      • kent_eh@lemmy.ca
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        7 days ago

        I don’t trust big businesses to act in my interest, even when it is also very much in their best interests.

        Witness the insurance industry flagging the risks of climate change an a massive risk to their industry, and then not using their immense marketing and lobbying power to push for changes that would ultimately result in better future profits (and even survivability) for themselves.

      • ID10T@programming.dev
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        8 days ago

        That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.

  • WPSteam@lemmy.world
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    7 days ago

    Payment integrations with AI is NOT a good idea. I still remember a few years back a controversy that happened with Amazon’s Alexa. Apparently, alexa speakers started ordering people dollhouses after hearing its name on TV. Yes ik ik you can disable purchases from amazon from the alexa app but by default, it was enabled.

    This article covers it all: https://www.theverge.com/2017/1/7/14200210/amazon-alexa-tech-news-anchor-order-dollhouse

    This is the main part

    At the end of the story, Anchor Jim Patton remarked: “I love the little girl, saying ‘Alexa ordered me a dollhouse,’” According to CW6 News, Echo owners who were watching the broadcast found that the remark triggered orders on their own devices.

    • SpaceCowboy@lemmy.ca
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      7 days ago

      Having Alexa automatically order stuff is really insane. Like it’s just going to buy stuff without checking the prices and and comparing products.

      But I suppose it makes sense to Jeff Bezos who doesn’t care about the price of anything and has a human assistant that checks product reviews and such to make sure their boss gets a good product. So of course everyone will want to have a crappier version of what billionaires have and no one cares about the price of the things they buy, right?

    • Pika@sh.itjust.works
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      8 days ago

      Honestly, if that was white rice, I probably would have settled for much more than 10 bags.

      It sounds like the household requires quite a bit of rice, and white rice has a pretty decent shelf life even if not airtight or refrigerated

      I go through about a bag and a half myself a year,and that’s without it being a family meal