All good advice here.
Find a good agent to represent you.
Get pre approved by your potential mortgage company.
Have a decent down payment in cash ready.
Never ever ever ever sign a deal with a per diem penalty. No matter what.
Make sure you understand what your taxes and insurance will be. Also check for FEMA flood maps. My home had a paved patio and 6 inches of it touched a XX flood zone, they wanted 15k a year for mandatory flood insurance. I took a sledge hammer to the concrete and poof, no more flood insurance requirement.
What the current resident pays in taxes is NOT what you will pay…research it.
Don’t buy a house within 1 block of a school …school traffic is terrible.
Get a full inspection…not just what’s required.
Good luck
WDYM I can’t just go to Costco, they have everything!
Just throwing this out there in case anyone needs actual advice:
One option is to sign with a buyer’s broker. A real estate agent that works for the buyer rather than the seller. That’s what my wife and I did when we bought our house almost 29.
The real estate fees of 6% are paid by the seller and split by the seller’s broker and the buyers broker, and the buyer’s broker has a fiduciary responsibility to the buyer
Our broker, Gary, made sure we understood everything that was happening and made sure we didn’t screw up.
I definitely recommend it for anyone buying a house for the first time. It doesn’t cost you anything as the buyer, and it doesn’t increase any costs for the seller.
Oklahoma made a law that now it does cost you. The buyer has to pay their own realtor fees and commission.
Bummer. That sucks.
Well apparently we had a lot realtors ripping off sellers so now we all suffer. The new buying laws is everyone pays their own realtors sellers and buyers.
One way to start could be to go to the Open Houses in the area you live as well as where you want to buy. You’re not just looking at the houses, you’ll also meet some realtors, and if there’s one you like, you can hire them to help you through the process. Be sure to check out the neighborhood at various times of day/night/week in case of red flags.
If you have the money it’s actually quite easy because there are lots of people happy to sell you a house on commission.
If you’re poor then go fuck yourself I guess?
I mean that is how it works if you can buy it in full with cash. If you can’t then it’s an unpleasant process that ends up costing far more.
Don’t worry about it :)
Thats actually exactly what you say
