• LordCrom@lemmy.world
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    3 hours ago

    All good advice here.

    Find a good agent to represent you.

    Get pre approved by your potential mortgage company.

    Have a decent down payment in cash ready.

    Never ever ever ever sign a deal with a per diem penalty. No matter what.

    Make sure you understand what your taxes and insurance will be. Also check for FEMA flood maps. My home had a paved patio and 6 inches of it touched a XX flood zone, they wanted 15k a year for mandatory flood insurance. I took a sledge hammer to the concrete and poof, no more flood insurance requirement.

    What the current resident pays in taxes is NOT what you will pay…research it.

    Don’t buy a house within 1 block of a school …school traffic is terrible.

    Get a full inspection…not just what’s required.

    Good luck