Why you should know: the price hike of Xbox GamePass caused their unsubscribe page to crash. This could lead to someone putting it off and immediately forgetting, then getting charged for the next pass against their wishes. Cutting payment at the source will piss off Xbox and they’ll auto kick you off anyway
Just a note that doing this may result in actions being taken against your accounts(s) - especially charge-backs or related actions. A charge back will almost always result in your account being permanently banned and they will ban you if you try to make new ones.
Make sure you research the service you want to cancel and the options you’d like to take to cancel it. If it’s a service you make heavy use of then you need to exercise some caution.
How would removing a recurring charge on the processor side result in a chargeback? A chargeback is when you call your processor/card company and tell them to reverse a charge, which results in the charging company also having to pay a fee on top of losing that revenue.
If they can’t charge you in the first place, there is nothing to create a chargeback.
The only action taken against your account in case of the charge failing (so not a chargeback) is tou losing access to paid stuff, whatever it may be.
If there’s a free tier, you should be reverted to that. If there isn’t , the account obviously gets suspended entirely.
Cancelling a paid account shouldn’t result in you losing access to otherwise free-tier services.
A chargeback (taking back money after you’ve used a paid service) is a whole different can of wirms, though. Which doesn’t mean you should lose free-tier access in all situations, mind you.
This is how I have had Adobe creative suite for free ever since they started charging for it.
I sign up with my PayPal account, and as soon as I’m done registering, I cancel the auto renew in PayPal’s payment management center.
And, yes, I do have to re-register every two weeks or so when the trial finally expires, but that sure beats having to pay 105+ dollars per month!
Had to do this for a predatory gym membership that would only let me cancel on a certain day of the month at a specific time of the day. Fuck that.
YSK: this is clearly entirely jurisdiction-dependent and we don’t all live in the USA.
Fuck setting a reminder, go nuclear.
Your bank works for you, if you know an entity isn’t supposed to have your money call your bank and do a chargeback
This was also the only way I could cancel Comcast service after they “lost” my account but kept charging me anyway
This was the only way I could cancel Disney once.
