Just toying with the idea here. I am thinking about proposing in the next year and I never expected I would be in this position.
My sister was just proposed to and dude must have spent like 10 grand on the ring. I think she feels like he spent too much. It looks like the friggin thing weighs her whole hand down.
Also do you think it is misogynist to ask the lady’s dad for permission?
Hopefully you both have discussed getting married and have some plans for the future before popping the question. As part of your plans you may have things like saving up for a home or go traveling. Put your money towards your dreams, not the ring. Make it a nice ring, but not too nice. Do not borrow money for it. Try to figure out what she would like.
As the father of a woman who will probably marry her boyfriend in the next few years: I think it works be a great gesture if my future son in law asked me. I won’t be mad if he doesn’t, but it shows respect and that he’s thinking of me as family as well. I think it sets a good tone for the relationship.