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Joined 2 years ago
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Cake day: July 2nd, 2023

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  • I don’t see the value of space stuff right now and don’t understand why humanity has a hard on for it so much.

    Eventually, yes. For now, I’d prefer a focus on world peace and fixing the climate.

    THEN, once humanity is standing strong and our own earth is taken care of, move on to space.

    Counterarguments will not take into account the (im)practicality of space faring and what it can offer to our species. Sure, some of us may colonize mars eventually, but the billions on earth will still be on earth. And the earth is worth salvaging and in a much better place to salvage than fucking mars.

    I’m not saying we shouldn’t have research into space, just that we should temper the investment to match the return we get, for now. Going to the moon is not an example of tempered investing. Of course, that said, I don’t blame India for doing it. I just personally find it impractical and ineffective.







  • I think making a budget for bad habits is a great thing. Better to know and be aware than not be.

    I have a budget for weed and alcohol, like I do for everything else. I also have a budget for savings, charity, portfolio contributions, gifts, retirement contributions, emergency fund, and other “good” things.

    Being a human is hard, no need to disparage an “unnecessary” pleasure budget.

    I would TL;DR your post with really the idea that you must save and avoid debt. However you do it, budget or not, spending money or not, does not matter. You can be super frugal and save, or not be super frugal. You must save, though.

    You actually gloss over saving and focus on budget, when really I see the budget as a means to the end of controlling your spending so that you can save.

    If saving was not the ultimate goal, there really is no reason to budget in the first place.

    All that said, I agree with a lot of what you’re saying. We’ve been using YNAB for about 5 yrs now and it’s been wonderful.