What’s confusing?

After you deduct rent, insurance, cars, gas, most Americans spend ALL the rest. I get wanting to spend some of that and enjoy life, but All? Some people are just incredibly uneducated (systematic to a degree) and shitty with self control. Another poster posted actual data but the tldr is only 30% of Americans live week to week by necessity. Again, we can and should do better but this is such a stupid stat to keep popping up.

Most Americans are just shitty at saving. Again, MOST, after expenses are accounted for still don’t save. Skill issue.