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Joined 3 years ago
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Cake day: July 2nd, 2023

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  • Well, there is zero interest if you pay it in full by the allocated date (usually 12-24 months); however, if you do not pay it in full by then (which they try to trick you into), not only do you get charged interest going forward, you also get charged interest for every month that was previously “zero interest”, which ends up being a lot, often more than the product(s) would’ve originally cost.









  • So the card itself has a mag stripe and an RFID chip but no numbers printed on it? You log into your account to copy/paste the numbers for online transactions?

    Yes.

    What bank? I like the idea of “no numbers”

    Mine is Goldman Sachs (Apple Card), but other banks offer it too now, including some big ones like Chase.