I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.
Save it. You can use it for loved ones in case they need it. I am glad I’ve got some savings. Not even anywhere close to that amount of money, but now I can help a dear friend who’s really struggling at the moment. She knows I don’t need it back anytime soon and I’m happy to help her with rent, food and vet bills for her dog.