A tornado spawned essentially on top of my house in June and applied enough torque to fuck up my foundation. One corner of my house is coming off now. I’m fighting my homeowners insurance to cover it and I have a foundation expert coming out tomorrow to give me estimates for the costs of repairs. My cousin from ohio knows all about real estate, so he gave me and my mom so many tips for how to get the insurance to cover it. I requested a new adjuster for a second opinion yesterday and one should be contacting me next week.
This whole thing has me freaking out and more severe storms have rolled through and made it worse. The whole right side of my house has shifted on top of the one corner coming off. Found more cracks in the wall of the finished basement today. We had a crazy storm yesterday, which probably cause the cracks.
The safest place in my house is a closet in my finished basement. When the tornado that fucked up my foundation extra bad hit, I was in this tiny ass, pitch dark closet with two panicking dogs and the whole house shook and it sounded like a train was in the house with me. I thought I was going to die. Best part is that I was asleep when the tornado alert came through my phone. I booked it downstairs in 30 seconds. Found out later that the tornado was on the ground before the alert went off
That’s intense. Nothing demonstrates our own insignificance like feeling the enormous power of mother nature rolling over our heads.
Yeah. Now I’m dealing with potentially losing my home. My dad is going to be living the RV life in spring. He offered to transfer his mortgage to me or rent his home to me if I need it. I’m honestly hoping that I can get an insurance payout big enough to pay off my home, so I can have his. It would be better accommodating for my slowly worsening disabilities and is less prone to the structural issues my home is. I’m very lucky to have this opportunity and I hope that I can have something work out right for once. I love my home dearly, mind, but it isn’t one that will be good for me as I age. I’ll be thirty next year, but I have the body of someone who is forty. I don’t expect to age well, so I am trying to get my future figured out as best I can while living life as fully as I can.
That’s a tough spot to be in but it looks like there’s a good opportunity there. Hope it works out for you.