I appreciate your response. Also, that you seem to be being more cordial than other people in this thread. However, I’m unable to find anything in the report that you linked that Indicates that PhD students aren’t taking out loans. The report seems to lump masters and PhD students together and indicates that they’re taking out many times higher loans than undergraduate students. Perhaps I just missed the part that shows that.
More to my original point though, even what you are describing would be incredibly expensive. And require that my wife find a job there too. Which is why I mentioned families in my original comment. In order for anybody to get a PhD their parents or spouse has to be able to support that person including moving and having a job themselves or whatever that entails.
You’re absolutely right, it’s not easy to do. But it’s also one reason it’s good to check with specific universities. What you’ll find is that many try very hard to provide stipends, and if you help lead lectures you can even get an income. It’s not unusual to net ~20k a year. That won’t cover rent and food, but it’s not bad!
This of course is only for research degrees. Law and medical degrees will be incredibly expensive.
I appreciate your response. Also, that you seem to be being more cordial than other people in this thread. However, I’m unable to find anything in the report that you linked that Indicates that PhD students aren’t taking out loans. The report seems to lump masters and PhD students together and indicates that they’re taking out many times higher loans than undergraduate students. Perhaps I just missed the part that shows that.
More to my original point though, even what you are describing would be incredibly expensive. And require that my wife find a job there too. Which is why I mentioned families in my original comment. In order for anybody to get a PhD their parents or spouse has to be able to support that person including moving and having a job themselves or whatever that entails.
You’re absolutely right, it’s not easy to do. But it’s also one reason it’s good to check with specific universities. What you’ll find is that many try very hard to provide stipends, and if you help lead lectures you can even get an income. It’s not unusual to net ~20k a year. That won’t cover rent and food, but it’s not bad!
This of course is only for research degrees. Law and medical degrees will be incredibly expensive.
So as a more detailed example, BU offers “full funding guarantee”. https://www.bu.edu/grad/admission-funding/phd-funding
You would be living tight, but you wouldn’t be going into debt. Many schools offer similar programs.