I was diagnosed with early onset Alzheimer’s and when I think it’s come to an end. I just want to disappear and let my family reap rewards instead of watching my mind go off the deep end or to put it nice sail off to the sunset.
While i get the desire not giving your love ones closure would be hell for them. Also being missing can make insurance harder to claim.
Get everything you can out of your name: bank accounts, house, investments, etc. Make a living will. Look up trusts. Now is not the time to give up; not yet.
Asking for a friend?
Did you read the body?
Nice try, murderous relative!
Edit. The post body took an unexpected turn…
Delete this after lol. Probably won’t pay out if they somehow find this.
Nah…it’ll be fun to watch from the other world if there is one, see how confused you guys get if you are talking to myself or one of my brothers.
Damn, that’s a horrible diagnosis. Sorry.
But, as others have said, love insurance has a shit ton of escape clauses because they don’t want to pay out. It isn’t enough to be dead necessarily, the manner and/or cause of death can be a factor.
Bank accounts are easier because you can just add people in to have access. Usually some hoops to jump through, but doable. There’s also power of attorney, which helps with more than just bank issues.
My plan in the event of that diagnosis is to find some forest and get lost before I forget how to get lost.
In US, life insurance will not pay outwithout a death certificate. Going missing will never allow one to pay out, until someone convinces a court the person who went missing is dead.
Some policies, primarily Whole Life policies, have a Terminal Illness Rider. These allow up to 70% payout prior to death if someone has less than a year or two to live. Alzheimers is probably not on the list, but each company is different.
Better option is to get a lawyer and put every asset you have in a trust with your beneficiaries as thr trustees. Set up power a of attorney as well.
I’m sorry to hear this. I’ve appreciated your interactions. I hope you stick around on here for awhile though. And your family probably wants you to stick around a bit longer too. Disappearing probably doesn’t make the financial stuff easier, while plausible accidental death likely works out better.
In the past I had a huge opioid addiction. Always thought I could go to a drug den and have someone give me a hot shot. But I am also afraid I would survive and become an opioid zombie.
